U.S. Senate Should Pass Immediate 4-Point Bill

1. Minimum Wage.  Raise the Federal Minimum Wage to 65% per capita GDP, of each of 
the 3,000 counties.  (May round to nearest Quarter.  May take 1-2 years to raise, 
as percentage goes up and up, finally stopping at 65%, or may raise immediately).


2. Cash payment.  Add another free $800 to 175,000,000 people's bank accounts. = 
$140 Billion.  (The Democrats and The Donald, had previously tried to get $600 
raised to $2,000, -> $1,400 more.  This is only $800 more. = $1,400 total). 
(Another option, is to try to figure out, how to get the money only, to the 
600,000 homeless people x $15,000 = $9 Billion, perhaps as well as to those who 
have suffered acutely to COVID, and may be out of commission of work for a couple 
months, or worse [vs. insurance on other diseases, but, you know, COVID's special 
{or just get it to anyone who's truly dicked}]).


3. Housing.  On Primary Conforming loans,  3A. Allow everyone to go to 100% Loan 
To Value, and, 3B. No 2-years income documentation, just present income, like for 
renting.  Not even current employment required, merely proof of job offer at 
employment rate (the bank calls the employer to verify intent to employ).
3C. Only fixed payments on these loans.  No Adjustable payments allowed on these 
loans.  No 5/1 nor 10/1 ARMS.  A teaser rate (usually .5% less than the fixed 
rate) may adjust into a fixed rate, yet the payment must be calculated based on 
the blended rate, so more equity is paid during the teaser period.
3D. 250-year fixed, which is equivalent to interest-only, allowed from the bottom 
up, to the conforming loan limit, or less.  This lower payment allows people to 
still buy at the bottom and get out of needing to rent.  (This also allows people 
to afford to buy more house for better or worse.  A house normally doubles in 
value in 30 years (at 2.33%), and yet this loan will not be paid off, so in 30 
years a $500K loan on a $500K house, will be a $500K loan on a $1,00,000 house.)
How will housing be paid for?  Will Congress fund Fannie Mae, or directly insure 
the banks for defaults?
Conforming loan limit map: 
https://www.fhfa.gov/DataTools/Tools/Pages/Conforming-Loan-Limits-Map.aspx


4. Abortions.  4A. Federally funded free abortions for the first Trimester.  Any 
doctor who performs a first trimester (first 14 weeks) abortion will be paid 
$1,000 (abortions normally run $300-$800), no other insurance required.
4B. Doctors and patients shall be protected from State parental consent laws for 
this first trimester procedure.  (There are 2.5 million unplanned pregnancies per 
year, x $1,000 = cost $2.5 billion per year max, vs. significant savings on K-12 
and elsewhere in the future).  (Further the bill may or may not want to specify 
that after the first Trimester, the fetus is considered as an adult, and what we 
have is two adults accidentally attached; without saying whether or not this is 
ethical to detach - I imagine you would not want to be attached to another person 
for six months unless they were your sex partner, and it could be a rapist's baby, 
vs. after the first Trimester the fetus must be given every chance to live, and it 
would be unlawful today to murder a 30 year old product of rape).