Does anyone use 53rd bank in USA ?

Etop Udoh <[email protected]> Mon, 01 Jul 2024 14:14:05 +0000
Newsgroups alt.atlanta
Message-ID <[email protected]>
53rd bank 
Fifth-third bank
Snellville, Georgia 
Lawrenceville ,Georgia 


……on the border line between the 2 cities pretty much…..


  First for starters, I am a disabled individual and 
have been for the past 35 years give or take….


  Have you ever heard of a bank shutting down
Your credit line completely after you have paid it
Of in maybe half or a third of the required time ?


  Not even close to the ending time, the credit line was paid off -
yes….$7,000 credit line….yes
with a bank account and a credit card to access it…

  I inquired why the decision was made and got a lame excuse which they
push away somewhere out of site…

  This was maybe 5 or 6 years ago and paying 
the credit line off also allowed me to pay off a few of my credit cards as
well bringing my credit 
Score back up to the 700’s…
 Not that it even dropped very low under mid or late 600’s… or even that
low…. 
  I had just used up a large percentage of my established or available
credit was the only problem prior to this….

  The next incident happened just a few months 
ago back when I made a bunch of  ach transactions request using one of the
popular banking apps for moving money and the bank thought I was doing
something illegal I guess and their fraud department contacted me.
  
  They kept trying to verify that I was who I said
I was from one transferred call to another for several hours… and finally
letting me get off the
phone….

  I still had several credit cards with 53rd bank totaling maybe $16,000 or
more at least if not more and I Inquired about them and they hadn’t closed
them at the time. 

They shut down my online banking completely with no access whatsoever and
all of my checking accounts there with that bank as well.

  Anyway, that was their judgment when they came back not able to find
anything to accuse me off so they closed all of my accounts they had access
to and shut down my online banking completely…. apparently different
departments handle different things…

  I have a total credit worth of over $100,000 ….  from credit cards of all
types, lines of credit, etc. and have tried to maintain that limit for at
least the last 15 years if not longer give or take with standard
fluctuations in the amount as can be expected but I’ve pretty much held it
there…..

  And of course credit scores close to the 700’s give or take, nobody’s
perfect of course….


Thank you……..