Banks in the U.S. are run under a Federal Charter and Federal Rules and FDIC insurance and where Federal tax dollars go...

https://www.zerohedge.com/technology/banks-developing-technology-track-gun-purchases-under-guise-flagging-potential-mass
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Banks in the U.S. are run under a Federal Charter and Federal Rules and 
FDIC insurance and where tax dollars go so does the EQUAL PROTECTION 
clause and ALL OTHER RIGHTS like the right to privacy which means if the 
Banking entity is accepting government legal protection as a monopoly or 
GSE or other quasi government entity then just as they can't dabble in 
religion and violate your RIGHT they also can't collect or use your data 
from those entities without a warrant as per the RIGHT in the 4th Amendment.

  *Amendment IV*
The right of the people to be secure in their persons, houses, papers, 
*and effects* , against unreasonable searches and seizures, shall not be 
violated, and *no Warrants shall issue* , but upon *probable cause* , 
*supported by Oath or affirmation* , and particularly describing the 
place to be searched, and the persons *or things to be seized*

The BANKERS and the Government can't conspire to steal your DATA... it 
is NOT legal and remember that it's the GOVERNMENT that is limited by 
the Constitution not WE THE PEOPLE... the Government can't use tax 
dollars to support a religion and the Government has live up to the 
equal protection clause... NOT we the PEOPLE.  And it's the Government 
that the 4th amendment is restricting NOT the Bankers so the Government 
money is where the restrictions reside as well.

Which is why the Banking entities that use government legal protections 
or money  are held to the Government's limitations and the Government 
can't steal your data, so neither can the BANKERS using special 
government legal protections and money.

Collecting data without a warrant is theft and a violation of the United 
States limitation on search and seizure for a person's papers and 
property and when you pay for any bank account you have rented that 
space where your information/data resides as part of your account and 
being as you paid for that account you also still own/rent/lease space 
for that information the same as your accountant whom they always get a 
warrant to raid and collect "evidence".  That means it also requires a 
warrant for any bank data and if the BANK STEALS THAT DATA for any use 
other than your billing and ledger balancing they are culpable and 
criminally liable for damages for the theft even if it exposed a crime 
or was just used for illegal and unrequested background checks against 
the will of the account owner.



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-Reality Matters-