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The Jesse M. Bell Graduate Loan is a short-term loan available to current UO graduate students. Loan applications are jointly reviewed by the Division of Graduate Studies and the Business Affairs Office.


This loan is available to graduate employees (GEs) who anticipate that their paycheck will not be processed by the last day of that month. Upon receipt of the application, the Division of Graduate Studies will verify with the Payroll Office that the paycheck is expected to be late.



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This loan is available to graduate employees (GEs) who anticipate that their Paid Leave Oregon disbursement will not be delivered by the last day of that month or will otherwise result in a disruption of their normal pay schedule.


In order to be eligible for this loan, you must have submitted a claim with The Standard and anticipate a delay with your first payment. For more information, see Paid Family and Medical Leave.


The Jesse M. Bell Memorial Graduate Student Loan Program, created by the estate of Jesse Bell, provides loans for meritorious graduate students. These non-need-based loans are available on a one-time basis to domestic and international enrolled graduate students to assist with educational expenses associated with their advanced degree.


Loans up to $5,000 are anticipated and will be dependent upon the merits of the case, the loan demand, and the current balance available in the loan fund. Requests exceeding $5,000 will be considered on an exception basis only. The terms and conditions for the loan are as follows:


*Subject to credit approval. APR = Annual Percentage Rate. 12-month term. Qualifications: must have 6 months of direct deposit, auto loan payment on automatic debit/transfer,

and Gold Insurance protection. Promotion ends December 31, 2023.


Services provided by the following affiliates of Truist Financial Corporation (Truist): Banking products and services, including loans and deposit accounts, are provided by Truist Bank, Member FDIC. Trust and investment management services are provided by Truist Bank, and Truist Delaware Trust Company. Securities, brokerage accounts and /or insurance (including annuities) are offered by Truist Investment Services, Inc., and/or P.J. Robb Variable, LLC., which are SEC registered broker-dealers, members FINRA, SIPC, and a licensed insurance agency where applicable. Investment advisory services are offered by Truist Advisory Services, Inc., GFO Advisory Services, LLC, Sterling Capital Management, LLC, and Precept Advisory Group, LLC, each SEC registered investment advisers. Sterling Capital Funds are advised by Sterling Capital Management, LLC. Insurance products and services are offered through McGriff Insurance Services, LLC. Life insurance products are offered through Truist Life Insurance Services, a division of Crump Life Insurance Services, LLC., AR license #100103477. Both McGriff and Crump are wholly owned subsidiaries of Truist Insurance Holdings, Inc.






Under the emergency loan program, students may borrow a maximum of $300 for up to 90 days interest-free with a service charge of $8 per loan. One Emergency Student Loan may be borrowed per term/semester.


Locally issued microloans to individuals with limited or adverse credit history. Individuals can apply for funding to help with rental deposits, car payments, miscellaneous personal expenses, or to build credit.


BELL loans are for business owners in Maryland who have applied for business loans or credit lines but been turned down by banks and financial institutions. Our business loans are targeted to small, minority, rural and woman-owned businesses. But all are welcome to apply. If you need more than we have available, we invite you to complete the application and we will refer you to one of our local network partners. CLICK HERE TO APPLY


Please note our loans are for business owners to be used for business purposes only. These are NOT personal loans. Once you have repaid BELL, we will positively report your payment history to our lending partners and refer you to them for larger loans and lines of credit. You will need to meet their criteria in order to receive financing.


Our interest rates are slightly higher than what you will receive at a traditional bank due to the risk factors of lending to small business owners who do not meet conventional lending qualifications. This higher rate also covers costs that come with educating, servicing and coaching our loan applicants. Every approved borrower must complete our online entrepreneurship training program. Our goal is to educate and service as many Maryland business owners as we can.


Our BELL Loan Fund was grown from membership dues, donations, sponsorships and ticket sales from our events. We work hard to keep the fund growing, so we are very careful with whom we lend money. Our Loan Committe is a comprised of BELL Members who review the information you submit. They make a determination on the loan size and repayment term or if no loan can be offered at this time. BELL Members made the investment, so they determine who receives a loan.


I know that owning a home is the real American dream. I became a loan officer 20 years ago and have stayed because I love being a part of the client experience to obtain this significant achievement in their life. As your trusted mortgage advisor, finding the loan that genuinely speaks to your needs is what makes me smile. I love assisting people from all walks of life, but military veterans hold a special place in my heart!


Buying a home is a big deal, and you want to know who's guiding you through the process. As your Movement loan officer, I'm here to make the home buying experience as straightforward and stress-free as possible.


CO-100011661  Movement Mortgage LLC. All rights reserved. NMLS ID #39179 (For licensing information, go to: www.nmlsconsumeraccess.org). Additional information available at movement.com/legal. Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits.


Amy brings over 20 years of mortgage experience to Premium Mortgage when she joined our company in 2011. She has been named in Mortgage Originator Magazine as one of their top 200 originators in the country. She also has been PremiumÕs top loan officer in units and volume for 2012 and 2013. Amy operates out of our Rochester Office and in addition, has her own office on Main Street in Geneseo, NY. She came to Premium known as the "Queen of Livingston County" for mortgage lending and her reputation still holds true today.Amy specializes in finding the right product to fit each client's needs. She has had experience in the "more challenging" programs, has worked with many grant agencies, and has done many first time homebuyer seminars. Her team approach to business and the transaction has made her a stand out in the community.


Home Equity Loans are fixed rate loans with a specific term from five to fifteen years, resulting in a fixed monthly payment. You may borrow up to eighty percent of the available equity on your primary residence. This type of financing is appropriate for major expenses that are best paid over time and factored into the household budget, such as home improvements, college tuition and other big ticket expenses.


A Home Equity LOC grants the borrower a specific loan amount that may be drawn upon when a borrowing need arises using a line of credit. Unlike fixed rate and term loans, the line of credit has a variable rate, tied to the Wall Street Journal Prime Rate and payments are calculated each month based on the principal balance and the accrued interest. This type of loan is best used for emergency cash needs, taxes, insurance premiums, medical payments, and other short term financial situations. Subject to limitations, the interest on loans secured by real estate may be tax deductible. Check with your tax advisor for qualifications.


UDBell offers a host of options to tailor a personal loan to your specific needs. Whether you need money for bill consolidation, travel, vacation, holiday, or an unexpected emergency; our loan officers will help structure the right loan for you.


For members who are trying to build or repair their credit, UDBell offers a short term loan with a 6 month payback. Amounts up to $1,000 are available to members in good standing for at least 90 days with two current paystubs.


Finding the right loan officer is just as important as finding the right home. I want to be your Home Buying Advisor. With over 35 years in the mortgage industry, I offer personalized, friendly and knowledgeable assistance to my customers. I will be with you from the beginning to end of the entire home buying process. Let me show you how easy it can be. My partnership with Thrive Mortgage makes this all possible.


Lisa Bell has over 30 years of experience in the mortgage industry. Starting her early career in accounting has helped her become accomplished in understanding self-employment income. She offers extensive knowledge of loan products and exceptional customer service skills. Lisa and her experienced team stand ready to help make the loan process easy and work hard to meet closing dates.


Originally from Mississippi, Lisa relocated to the Florida panhandle in 2014 where she has thoroughly enjoyed working with local real estate agents and becoming diverse in the Florida market. She is recognized as a local expert in condo and jumbo lending and has consistently ranked among the top producing loan officers at her companies over the course of her profession.

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