Re: Dupliicate check #s

On 06/22/2023 10:03, Andrew wrote:
> On 6/21/2023 4:27 PM, Kobac wrote:
>> My bank (Webster Bank) does not use check numbers when using their 
>> online Bill Pay system, which I use by logging into my bank account 
>> and making payments.
> 
> What happens if your credit union has to cut ?& mail a physical check 
> for a payee that does not accept ACH transmitted electronic payments? 
> The paper check indeed DOES have a check number assigned, which shows up 
> in the DOWNLOADED PAYEE field when I accept the cleared payment.  I 
> don't ever need to manually write it in the CHECK # field in the 
> register, but indeed it does still exist in these cases.
> 
> When I enter these payments in my register when I tell the CU to make 
> the payment, I simply record the check # as 'BILLPAY' regardless of 
> whether the CU (or their agent such as CHECKFREE that I believe they 
> use) goes ACH or physical.  I don't know how they do it, nor do I care 
> unless I really get into the weeds and see how my payee is set up in 
> their system.
> 

I do very occasionally run into that situation where a paper check is 
sent out to the payee. I record it as an EFT. On our bank statement 
those payments show up as a debit with no check number.