Re: Dupliicate check #s

On 06/23/2023 12:32, Andrew wrote:
> On 6/22/2023 1:49 PM, Kobac wrote:
>> On 06/22/2023 10:03, Andrew wrote:
>>> On 6/21/2023 4:27 PM, Kobac wrote:
>>>> My bank (Webster Bank) does not use check numbers when using their 
>>>> online Bill Pay system, which I use by logging into my bank account 
>>>> and making payments.
>>>
>>> What happens if your credit union has to cut ?& mail a physical check 
>>> for a payee that does not accept ACH transmitted electronic payments? 
>>> The paper check indeed DOES have a check number assigned, which shows 
>>> up in the DOWNLOADED PAYEE field when I accept the cleared payment.  
>>> I don't ever need to manually write it in the CHECK # field in the 
>>> register, but indeed it does still exist in these cases.
>>>
>>> When I enter these payments in my register when I tell the CU to make 
>>> the payment, I simply record the check # as 'BILLPAY' regardless of 
>>> whether the CU (or their agent such as CHECKFREE that I believe they 
>>> use) goes ACH or physical.  I don't know how they do it, nor do I 
>>> care unless I really get into the weeds and see how my payee is set 
>>> up in their system.
>>>
>>
>> I do very occasionally run into that situation where a paper check is 
>> sent out to the payee. I record it as an EFT. On our bank statement 
>> those payments show up as a debit with no check number.
> 
> I'm discussing this only since I'm interested in the payment methodology 
> process, not to bust your chops or belabor any point, please know this.
> 
> Do you get a chance to look at the paper copy via your bank online 
> account?  My CU typically has a link to what the actual check looks like 
> online.  If not, might be interesting for you to pay yourself $1 and see 
> what to looks like when you receive the real check in the mail.  You 
> still might see a check number!
> 
> And yes, your EFT in the register mirrors my BILLPAY category.
> 
> 

I zeroed in online on the last such payment that I made—back in November 
2021!—and when I looked, all I saw was that it was classified as a 
debit, not a check. The only "number" listed was "CKFXXXXX" followed by 
a four-digit number and then the letters "POS." Looking further back in 
March and January of 2020, I saw the same character string; the four 
digit number and the remainder of the string remained the same in each case.