Re: Dupliicate check #s

On 06/25/2023 10:34, Andrew wrote:
> On 6/25/2023 10:11 AM, Kobac wrote:
>> I send almost all of my payments via the payee's own website.
> 
> That's most interesting.  I would think that would take a lot of time 
> and effort, since I know each site's panels to do so are unique. I have 
> about 55 active vendors in my electronic paylist via my CUs electronic 
> check system, so to pay each of those uniquely would be very burdensome 
> to me.
> 
> But I do appreciate what you are saying about a bad situation you had in 
> the past.  I recall I might have had a payment missed or something to 
> that effect, but it very rarely occurs and I'm willing to take that risk 
> personally.
> 
> I try never to argue with how someone manages their finances in the 
> electronic format.  Unless of course people enter a split payment when 
> paying a credit card to record categories in a Quicken register! :-)

55 vendors? Wow. I have maybe 15 or so. Most of my transactions go 
through my credit cards so that's why I have so few to pay—I just pay 
the credit card and it takes care of them all in one fell swoop.

I record each credit card charge separately on the day of the charge 
because I like to keep track of when the charge was made, not when the 
credit card bill is paid.

The snafu I had was a long time ago and it was with Checkfree through 
Intuit. This was in the early days of electronic payments and some of 
the vendors did not process them in a timely fashion—some big companies 
too like Marine Midland and Capital One (the one I had the worst problem 
with). As a consequence, I incurred numerous late charges, which I 
protested. Most of them I got reversed. After writing letters and making 
phone calls, I got tired of the hassle and canceled the service. This 
was all back in the late 90s.