>Number: 1458
>Category: pending
>Synopsis: An Orchard Bank Mastercard offer for you
>Confidential: no
>Severity: serious
>Priority: medium
>Responsible: unassigned
>State: open
>Class: sw-bug
>Submitter-Id: net
>Arrival-Date: Sat Jan 10 23:16:14 -0600 2009
>Originator: <[email protected]>
>Release:
>Description:
This is a multi-part message in MIME format.
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<html>=0A=0A<head>=0A<meta http-equiv=3D"Content-Language" content=3D"en-u=
s">=0A<meta http-equiv=3D"Content-Type" content=3D"text/html; charset=3Dwi=
ndows-1252">=0A<title>New Page 2</title>=0A</head>=0A=0A<p style=3D"font-s=
ize: 10pt; font-family: Verdana, Arial, Helvitica, Tahoma, sans-serif;text=
-align:center"><a href=3D"http://DUjbjaegambceVC=2Ereturntool=2Ecom/f/t=
=2Easpx=3Fa=3Dc&u=3D125826353&s=3D1690&e=3D9190460">An Orchard Bank Master=
card offer for you </a></p><body>=0A=0A<pre><font face=3D"Arial">Orchard =
Bank Premium =0A<a href=3D"http://DUjbjaegambceVC=2Ereturntool=2Ecom/f/t=
=2Easpx=3Fa=3Dc&u=3D125826353&s=3D1690&e=3D9190460">www=2EOrchardBank=2Eco=
m</a>=0A=0A=0A************************************************************=
***=0ATake a vacation from high rates and long waits!=0A******************=
*********************************************=0A=0A8=2E9 Variable APR*=
=0APlus, enjoy 0% Intro APR for six months for those who qualify!*=0A=0ASt=
art Now=0A<a href=3D"http://DUjbjaegambceVC=2Ereturntool=2Ecom/f/t=2Easpx=
=3Fa=3Dc&u=3D125826353&s=3D1690&e=3D9190460">www=2EOrchardBank=2Ecom</a>=0A=
=0A=0ANo More High Rates!=0AThose who qualify will enjoy the ultimate 0% I=
ntro APR for six =0Amonths on purchases and balance transfers!* The escape=
from high =0Arates doesn't stop there! Once the Intro APR concludes, you'=
ll =0Aenjoy a low Customary APR as low as 8=2E9% Variable APR*!=0A=0ANo Mo=
re Long Waits!=0AEnjoy five-star treatment with a card that delivers every =
=0Aconvenience=2E Instantly manage your account online and enjoy =0Ainstan=
t buying power at millions of locations worldwide=2E =0AGet started today =
with our instant approval process=2E=0A=0AStart with our First Class Appro=
val Process=0A<a href=3D"http://DUjbjaegambceVC=2Ereturntool=2Ecom/f/t=
=2Easpx=3Fa=3Dc&u=3D125826353&s=3D1690&e=3D9190460">www=2EOrchardBank=2Eco=
m</a>=0A=0A=0AView your personalized offer using our no-risk, express-inqu=
iry=2E =0AIf the offer meets your approval, apply with one click=2E In jus=
t =0A60 seconds, you'll be on your way=2E </font></pre>=0A<pre><font face=
=3D"Arial">Start Now=0A<a href=3D"http://DUjbjaegambceVC=2Ereturntool=2Eco=
m/f/t=2Easpx=3Fa=3Dc&u=3D125826353&s=3D1690&e=3D9190460">www=2EOrchardBank=
=2Ecom</a>=0A=0A=0AThis message is a solicitation for an Orchard Bank cred=
it =0Acard account=2E=0A=0A-----------------------------------------------=
------------------=0A=0AIt is our goal to offer you the credit card that b=
est fits your =0Acredit profile, which may or may not be the card you orig=
inally =0Ainquired about=2E You may be offered a secured card or an unsecu=
red =0Acard, which may not include a 0% Introductory APR and with =0Adiffe=
rent terms and conditions which will be disclosed to you =0Abefore your ap=
plication is processed=2E=0A=0A* All rates are accurate as of May 6, 2008=
=2E Offer subject =0Ato credit approval=2E=0A=0ARates and Fees Specific to=
Unsecured Credit Cards:=0AYou may qualify for the 0% Introductory APR for=
six months on =0Apurchases and balance transfers, based upon your creditw=
orthiness=2E =0AThe Introductory APR, if applicable, does not apply to cas=
h =0Aadvances=2E After the Introductory period ends, the variable =0ACusto=
mary APR will apply, which is currently 8=2E9%=2E If during the =0AIntrodu=
ctory period you fail to make a payment to us when due or =0Ayou exceed yo=
ur credit limit, the Introductory APR will increase =0Aup to the Default A=
PR=2E Based upon your creditworthiness, an annual =0Afee may be charged at=
a rate between $0 and $8 every billing cycle =0Aas a Periodic Membership =
Fee=2E The total annualized amount is =0Abetween $0 and $96=2E Depending u=
pon creditworthiness, a Processing =0AFee between $0 and $49 could apply=2E=
=0A=0ARates and Fees Specific to Secured Credit Cards:=0AYou may be offere=
d a Secured Card=2E The Secured card variable =0Acustomary APR is 7=2E9%=
=2E An annual fee of $35 will apply and the =0Afirst year annual fee will =
be waived=2E The Processing Fee is $0=2E If =0Ayou accept a Secured Card o=
ffer, Platinum benefits will not apply=2E=0A=0ARates and Fees for All Unse=
cured and Secured Credit Cards:=0AThe variable Cash APR is 24=2E15%=2E The=
variable Default APR is =0A29=2E49%=2E A cash advance fee of 5% ($10 mini=
mum) will apply to =0Abalance transfers, if available, and cash advances, =
unless otherwise =0Adisclosed=2E The minimum finance charge is $1=2E The F=
oreign Transaction =0Afee is 3% of the U=2ES=2E dollar amount on transacti=
ons made in a =0Aforeign currency=2E=0A=0APlease note that we have the rig=
ht to change your APRs, fees, and =0Aother terms at any time for any reaso=
n in accordance with the =0ACardmember Agreement and applicable law=2E See=
disclosures within =0Athe online application process=2E=0A=0AWe apply pay=
ments to lower APR balances before higher APR balances=2E =0AThis means ba=
lances subject to higher APRs will not be reduced =0Abefore balances subje=
ct to lower APRs, such as Introductory or =0APromotional APRs, are paid off=
=2E The application of payments and =0AMinimum Finance Charge may reduce t=
he duration and benefit of any =0AIntroductory or Promotional rate offer=2E=
=0A=0AThis credit card is issued by HSBC Bank Nevada , N=2EA=2E and is ser=
viced =0Aby HSBC Card Services Inc=2E and/or HSBC Card Services (II) Inc=
=2E =0A=0AAbout This Message=0AIf you do not wish to receive future emails=
about credit card =0Aproducts available from Orchard Bank, please <a href=
=3D"http://DUjbjaegambceVC=2Ereturntool=2Ecom/f/t=2Easpx=3Fa=3Dc&u=3D12582=
6354&s=3D1690&e=3D9190460">visit here</a> to =0Aunsubscribe=2E=0A=0A=0APri=
vacy/Security=0AHSBC Bank Nevada, N=2EA=2E is committed to safeguarding yo=
ur =0Aprivacy online=2E If you would like more details, please visit =0Aou=
r <a href=3D"http://DUjbjaegambceVC=2Ereturntool=2Ecom/f/t=2Easpx=3Fa=3Dc&u=
=3D125826359&s=3D1690&e=3D9190460">Privacy and Security Information</a> at=
orchardbank=2Ecom=2E=0A=0A=0AWe maintain strict security standards and pr=
ocedures to prevent =0Aunauthorized access to information about you=2E Orc=
hard Bank =0ACredit Card will never contact you by email or otherwise to =
=0Aask you to validate personal information such as your Login ID, =0Apass=
word or account numbers=2E If you receive such a request please =0A<a href=
=3D"http://DUjbjaegambceVC=2Ereturntool=2Ecom/f/t=2Easpx=3Fa=3Dc&u=3D12582=
6355&s=3D1690&e=3D9190460">notify us</a> or call the number listed on the =
back of your card=2E=0A=0A=0AHSBC Card Services, Inc=2E=0A1441 Schilling P=
lace=0ASalinas, CA 93912=0A=0A(c) Copyright 2008=2E HSBC Card Services Inc=
=2E All rights reserved=2E =0A=0AFor Privacy and Security, <a href=3D"http=
://DUjbjaegambceVC=2Ereturntool=2Ecom/f/t=2Easpx=3Fa=3Dc&u=3D125826356&s=
=3D1690&e=3D9190460">Visit here</a>=0A=0AFor Terms of Use, <a href=3D"http=
://DUjbjaegambceVC=2Ereturntool=2Ecom/f/t=2Easpx=3Fa=3Dc&u=3D125826357&s=
=3D1690&e=3D9190460">Visit here</a>=0A=0AFor Link Policy, <a href=3D"http:=
//DUjbjaegambceVC=2Ereturntool=2Ecom/f/t=2Easpx=3Fa=3Dc&u=3D125826358&s=
=3D1690&e=3D9190460">Visit here</a>=0A=0A=0AD268 cell_01 =0A</font></pre>=
=0A=0A<br><img border=3D"0" height=3D"1" width=3D"1" src=3D"http://DUjbjae=
gambceVC=2Ereturntool=2Ecom/f/t=2Easpx=3Fa=3Do&m=3D45265597&s=3D1690&e=
=3D9190460"><br>
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=3D45265597&s=3D1690&e=3D9190460"><img border=3D0 src=3D"http://DUjbjaegam=
bceVC=2Ereturntool=2Ecom/lq-2=2Egif">
</a><br>List Services, 4252 Bonita Rd=2E #43, Bonita, CA 91902=0A</td></tr>
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