ofx - file or active statement

Hi,

I just want to make sure about my knowledge and understanding of account 
statements and standards.

1. OFX is both file format for statements and a protocol for requesting
    and responsing with statements, is that right ?

2. Active statement means I don't have to download statement into a file
    and than import it into a finansial program, but I can download
    statement directly with the program, is that right ?

3. OFX allows for both: active and static (file) statement ?

Thank you,

Maciej

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