yes it isready

yes it isready=20

Qin Wang
Lloyds TSB Pacific Limited=20
Hong Kong Branch=20
Two Exchange=20
Square Central, Hong Kong.
email:[email protected].
hk

=20
Attention,

Thank you for giving me your time, it is of great=20
importance for you to take care and understand every word which I have=20
written down below; please be patient and read the explanation in my=20
email.

I am a staff of Lloyds TSB Group Plc. here in Hong Kong=20
attached in Private Banking Services, I am contacting you concerning a=20
customer and an investment placed under our banks management; as a=20
matter of factit was 3 years ago. I would respectfully request that you=20
keep the contents of this mail private and also to kindly respect the=20
integrity of the information you come by as a result of this email. I=20
contacted you independently of our investigation and no one is informed=20
of this communication; I would like to intimate you with certain facts=20
that I believe would be of interest to you.

In 2001, the subject=20
matter; Ref: FI/TSB/958/042/0500 came to our bank to engage in business=20
discussions with our Private Banking Services Department. He informed=20
us that he had a financial portfolio of 15.37 million United States=20
Dollars, which he wished to have us turn over (invest) on his behalf. I=20
was the officer assigned to his case; I made numerous suggestions in=20
line with my duties as the de-facto chief operations officer of the=20
Private Banking Services Department,especially given the volume of=20
funds he wished to put into our bank. We met on numerous occasions=20
prior to any investments being placed, and however I encouraged him to=20
consider various growth funds with prime ratings. The favored route in=20
my advice to customers is to start by assessing data on 600 traditional=20
stocks and bond managers and 200 managers of alternative investments.=20
Based on my advice, we spun the money around various opportunities and=20
made attractive margins for our first months of operation,the accrued=20
profit with interest included, stood at this point at over 16.2 million=20
United States Dollars,this margin was not the full potential of the=20
fund but he desired low risk guaranteed returns on investments.In mid=20
2002, he asked that the money be liquidated because he needed to make=20
an urgent investment requiring cash payments in Europe. He directed=20
that I liquidate the funds and had it deposited with a firm in Europe.=20
I informed him that our bank would have to make special arrangements to=20
have this done and in order not to circumvent due process, the bank=20
would have to make a 9.5 % deduction from the funds to cater for=20
banking and statutory charges. He complained about the charges but=20
later came around when I explained to him the complexities of the task=20
he was asking of us.Cash movement across borders has become especially=20
strict since the incidents of 9/11. I contacted my affiliate in Europe=20
and had the funds available in mainland Europe, I undertook all the=20
processes and made sure I followed his precise instructions to the=20
letter and had the funds deposited in a security consultancy firm, the=20
firm is a specialist private firm that accepts deposits from high net=20
worth individuals and blue chip corporations that handle valuable=20
products or undertake transactions that need immediate access to cash.=20
This small and highly private organization is familiar especially to=20
the highly placed and well-connected organizations. In line with=20
instructions, the money was deposited; he told me he wanted the money=20
there in anticipation of his arrival from Norway later that week. This=20
was the last communication we had, this transpired aroundbFebruary 25th=20
2003. In June last year, we got a call from the security firm informing=20
us of the inactivity of that particular portfolio. This was an=20
astounding position as far as I was concerned, given the fact that I=20
managed the private banking sector I was the only one who knew about=20
the deposit, and I could not understand why he had not come forward to=20
claim his deposit.=20

I made futile efforts to locate him I immediately=20
passed the task of locating him to the internal investigations=20
department of our bank. Four days later, information started to trickle=20
in, that he was apparently dead, a person who suited his description=20
was declared dead of a heart attack in Cannes, South of France; we were=20
soon enough able to gather more
information and the cause of death was=20
confirmed. The bank immediately launched an investigation into possible=20
surviving next of kin to alert about the situation and also to come=20
forward to claim his estate. If you are familiar with private banking=20
affairs, those who patronize our services usually prefer anonymity, but=20
also some levels of detachment
from conventional processes. In his bio-
data form, he listed no next of kin. In the field of private banking,=20
opening an account with us means no one will know of its existence,=20
accounts are rarely held under a name; depositors use numbers and codes=20
to make the accounts anonymous. This bank also gives the choice to=20
depositors of having their mail sent to them or held at the bank=20
itself, ensuring that there are no traces of the account and as I said,=20
rarely do they nominate next of kin. Private banking clients apart from=20
not nominating next of kin also usually in most cases leave wills in=20
our care, in this case; he died Intestate.

In line with our internal=20
processes for account holders who have passed away, we instituted our=20
own investigations in good faith to determine who should have right to=20
claim the estate, this investigation for several months were futile. We=20
have scanned every continent and used our private investigation=20
affiliate companies to get to the root of the problem. It is this=20
investigation that resulted in my decision to obtain your contact=20
details and contact you, being as a foreigner or rather non-Asian, as a=20
potential benefactor of the estate even if you are in no way affiliated=20
with this individual (the deceased).My official capacity dictates that=20
I am the only party to supervise the investigation and the only party=20
to receive the results of the investigation. What this means, with you=20
being a foreigner, I have considered the fact that our dear late fellow=20
died with no known or identifiable family member. This leaves me as the=20
only person with the full picture of what the prevailing situation is=20
in relation to the deposit and the late beneficiary of the deposit.=20
According to practice, the firm shall by the end of this financial year=20
broadcast a request for statements of claim to our bank, failing to=20
receive viable claims they will most probably revert the deposit back=20
to our bank.This will result in the money entering our bank's=20
accounting system and the portfolio will be out of my hands and out of=20
the Private Banking Services Department. This will not happen if I have=20
my way.=20


What I wish to relate to you might be a smack of unethical=20
practice but I want you to understand something; it is only an outsider=20
to the banking world who finds the internal politics of the banking=20
world aberrational. The world of private banking especially is fraught=20
with huge rewards for those who occupy certain offices and oversee=20
certain portfolios; you should have begun by now to put together the=20
general direction of what I propose. There is USD$ 15,991,674(Thirteen=20
million, nine hundred and ninety one thousand, six hundred and seventy=20
four united states dollars) deposited, I alone have the deposit
details=20
and they will release the deposit to no one unless I instruct them to=20
do so.=20

I alone know of the existence of this deposit for as far as=20
the finance firm is concerned, the transaction with our deceased=20
customer concluded when I sent the funds to the firm, all outstanding=20
interactions in relation to the file are just customer services and due=20
process. The finance firm has no single idea of what's the history or=20
nature of the deposit, they are simply awaiting instructions to release=20
the deposit to any party that comes forward, and this is the situation.=20
This bank has spent great amounts of money trying to track the family=20
of the deceased; they have investigated for months and have found no=20
family but however the investigation has officially come to an end.=20

My proposal; I am prepared to place you in a position whereby an=20
instruction is given to the finance firm to officially release the=20
deposit to you as the closest surviving relation/associate, and all=20
etiquette shall be done in accordance with the rule of law, I certainly=20
can guarantee you that. By the common law,the power of bequeathing is=20
coeval with the first rudiments of the law, and this power has been=20
extended to all a man's Personal and Real estate (Personalty & Realty).=20
There is no ruling which prevents an inheritance from being so=20
exhausted by legacies as to render it unworthy of the heir's=20
acceptance; basically all persons of sound mind are competent to=20
bequeath and devise real and personal estate, excepting infants, with=20
all this I would say we have the clear advantage to carry out a smooth=20
and perfect operation whereby the paper work shall be coordinated in=20
such a way that your status as a sole beneficiary is confirmed. Upon=20
receipt of the deposit, I am prepared to share the money with you in=20
half and no more; that is: I will simply nominate you as the next of=20
kin and have them release the deposit to you; afterwards we share the=20
proceeds 50/50.

I would have gone ahead to ask the funds be released=20
to me, but that would have drawn a straight line to me and my=20
involvement in claiming the deposit, but on the other hand, you as a=20
indifferent foreigner would easily pass as the beneficiary with the=20
rights to claim, I assure you that I could have the deposit released to=20
you in a few days. I will simply inform our bank of the final closing=20
of the file relating to the customer, I will then officially=20
communicate with the finance company and instruct them to release the=20
deposit to you; with these two things: all is done.The alternative=20
would be for us to have the firm direct the funds to another bank with=20
you as account holder, this way there will be no need for you to think=20
of receiving the money from the firm. We can fine-tune this based on=20
our interactions, I am aware of the consequences of this proposal and I=20
ask that if you find no interest in this project that you should=20
discard this mail. I ask also, that you do not be vindictive or=20
destructive, if my offer is of no appeal to you, delete this message=20
and forget I ever contacted you; please not destroy my career because=20
you do not approve of my proposal. You may not know this but people=20
like me who have made tidy sums out of comparable situations run the=20
whole private banking sector, I am not a criminal and what I do, I do=20
not find against good conscience, this may be hard for you to=20
understand, but the dynamics of my industry dictates that I make this=20
move. Such opportunities only come ones' way once in a lifetime. I=20
cannot let this chance pass me by and I hope you understand,because for=20
once I found myself in total control and face to face with my destiny.=20
These chances won't pass me by, I ask that you do not destroy my=20
chance, if you will not work with me please let me know, and hence move=20
on with my life, but do not destroy me; I am a family man and this is=20
an occasion to provide them with new opportunities. There is a reward=20
for this project and it is a task well worth undertaking, I have=20
evaluated the risks and the only risk I have here is from you refusing=20
to work with me and alerting my bank; I am the only one who knows of=20
this situation,good fortune will bless you and plant you into the=20
center of relevance in my life, let=E2=80=99s share the blessing.

If you find=20
yourself interested to work with me,please contact me specifically,=20
through this email account [email protected] , if you give me=20
positive signals, I will initiate this process towards a quick=20
conclusion.It is necessary to inform you that under no condition should=20
you contact me via official channels; I will simply deny knowing you=20
and about this project. I repeat, I do not want you contacting me=20
through our official lines neither do I want you contacting me through=20
my official email account. Contact me only through this email address=20
above; I do not want any direct link between you and me. My official=20
lines are not secure lines as they are periodically monitored to assess=20
our level of customer care in line with our Total Quality Management=20
policy, please observe this instruction religiously. Please, again,=20
note I am a family man; I happily married with kids, I send you this=20
mail not without a measure of fear as to what the consequences might=20
be, but I know within me that nothing ventured is nothing gained and=20
that success and riches never come easy or on a platter of gold,this is=20
the one truth I have learned from my private banking clients; do not=20
betray my confidence. If we can be of one accord I shall have the=20
pleasure of meeting you, after this task has been completed plan a=20
meeting.

I await your response.

Yours Sincerely,

Qin Wang
[email protected]