Re: Is there sufficient interest for keeping me alive on LilyPond?

On 27/05/2026 07:31, David Kastrup wrote:
> Werner LEMBERG <[email protected]> writes:
> 
>> However, if your UK bank supports SEPA, you can transfer money free of
>> charge to other SEPA countries like Germany (at least I assume you are
>> in the UK based on your e-mail address).
> 
> Only if both accounts are in EUR.  And it is _not_ "free of charge" but
> "same charge as in-country transfers".  For example, I had someone from
> France who would have been billed a ridiculous amount for a bank
> transfer, but they would have been billed the same for an in-country
> transfer.
> 
> Not every SEPA country has essentially free bank transfers.
> 
British banking is a minefield. For personal accounts, GBP and EUR 
transfers are free BUT.

If you're doing a currency conversion on top, are you getting market 
rate (where the exchange rates match) or bureau rate (where they take a 
cut each way). Are you then charged a transaction fee and/or a 
conversion fee?

Tends to be credit cards you get stung - 5% isn't untypical for charges 
on top.

So if I can get market rate conversion into Euros and transfer it, or 
David got an account that receives at market and I paid GBP, then that 
would be very efficient.

The other thing would be to look for a multi-currency account in 
somewhere like Luxembourg or the Channel Islands, but they probably cost ...

Cheers,
Wol