JSTL-XML and JDeveloper 10.1.3

Does anyone have an <x:transform> example of using JSTL-XML and JDeveloper 10.1.3?  

I can run my transformation in DOS using both XALAN and ORAXSL.  I think that XML-22000 error is coming back from the Oracle XDK somehow?!?!  I can programmatically write code to do the transformation, but this is a relatively simple XML file and all I want to do is produce two tables: one for an input xml element and one for an output xml element.

When I try to run an example, I keep getting:

500 Internal Server Error
javax.servlet.jsp.JspException: XML-22000: (Fatal Error) Error while parsing XSL file (org.apache.xerces.parsers.SAXParser).
   at org.apache.taglibs.standard.tag.common.xml.TransformSupport.doStartTag(TransformSupport.java:156)
   at org.apache.taglibs.standard.tag.el.xml.TransformTag.doStartTag(TransformTag.java:59)
   at _training._jspService(_training.java:114)	
   [/training.jsp]
   at com.orionserver[Oracle Containers for J2EE 10g (10.1.3.0.0) ].http.OrionHttpJspPage.service(OrionHttpJspPage.java:60)
   at oracle.jsp.runtimev2.JspPageTable.service(JspPageTable.java:416)
   at oracle.jsp.runtimev2.JspServlet.internalService(JspServlet.java:478)
   at oracle.jsp.runtimev2.JspServlet.service(JspServlet.java:401)
   at javax.servlet.http.HttpServlet.service(HttpServlet.java:856)
   at com.evermind[Oracle Containers for J2EE 10g (10.1.3.0.0) ].server.http.ServletRequestDispatcher.invoke(ServletRequestDispatcher.java:719)
   at com.evermind[Oracle Containers for J2EE 10g (10.1.3.0.0) ].server.http.ServletRequestDispatcher.forwardInternal(ServletRequestDispatcher.java:376)
   at com.evermind[Oracle Containers for J2EE 10g (10.1.3.0.0) ].server.http.HttpRequestHandler.doProcessRequest(HttpRequestHandler.java:870)
   at com.evermind[Oracle Containers for J2EE 10g (10.1.3.0.0) ].server.http.HttpRequestHandler.processRequest(HttpRequestHandler.java:451)
   at com.evermind[Oracle Containers for J2EE 10g (10.1.3.0.0) ].server.http.HttpRequestHandler.serveOneRequest(HttpRequestHandler.java:218)
   at com.evermind[Oracle Containers for J2EE 10g (10.1.3.0.0) ].server.http.HttpRequestHandler.run(HttpRequestHandler.java:119)
   at com.evermind[Oracle Containers for J2EE 10g (10.1.3.0.0) ].server.http.HttpRequestHandler.run(HttpRequestHandler.java:112)
   at oracle.oc4j.network.ServerSocketReadHandler$SafeRunnable.run(ServerSocketReadHandler.java:260)
   at oracle.oc4j.network.ServerSocketAcceptHandler.procClientSocket(ServerSocketAcceptHandler.java:230)
   at oracle.oc4j.network.ServerSocketAcceptHandler.access$800(ServerSocketAcceptHandler.java:33)
   at oracle.oc4j.network.ServerSocketAcceptHandler$AcceptHandlerHorse.run(ServerSocketAcceptHandler.java:831)
   at com.evermind[Oracle Containers for J2EE 10g (10.1.3.0.0) ].util.ReleasableResourcePooledExecutor$MyWorker.run(ReleasableResourcePooledExecutor.java:298)
   at java.lang.Thread.run(Thread.java:595)

Thanks.