caching, warnings and konq-embedrc

I broke something and now konq/e is caching *everything* apparently 
forever....  and ignoring konq-embedrc.

I have:

[http Settings]
UseCache=false
WarnOnUnencryptedForm=false

[Java/JavaScript Settings]
WindowOpenPolicy=0

but konq is caching and popping up warnings....

I also have

<META HTTP-EQUIV="Pragma" CONTENT="no-cache">

and I'm sending no-cache headers via PHP:

header("Cache-Control: no-cache, must-revalidate"); // HTTP/1.1
header("Expires: 1 Jan 1970 00:00:01 GMT"); // Date in the past

and yet konq *still* caches pages with no apparent refresh at all...

So, where is konq-embedrc supposed to go?  I've tried
/.kde/share/apps/konq-embed
/share/config
and both seem to be ignored....

Is there a way to compile these in?  Or perhaps specify the path to 
konq-embedrc at compile time?

Any suggestions?

Thanks,

--Yan