Why won't kmail send keep password?

Everytime I restart kmail the receive works well (and seems to interface with 
KWallet fine).  However, in order to send email, I first have to go through the 
following:

1. Select Settings > Configure KMail
2. Select Accounts
3. Select the "Sending" tab
4. Click on the default SMTP account
5. Click on Modify

 The pop-up window indicates that the outgoing server is set, the "requires 
authentication" box is checked, the "Login" correctly shows the user name, and 
the "Password" has the appropriate number of black dots.  The "Store SMTP 
Password" box is also checked.

After making zero changes or even selecting anything,
1. Click "OK" to close the "Modify" box
2. Click "OK" to close the "Configure - KMail box

If I don't go through the rigamarole, the email will not send and remains in 
the outbox, failing server authentication.

Suggestions?

   James


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