MY FIRST OPPORTUNITY

Qin Li Wang
Lloyds TSB Pacific Limited 
Hong Kong Branch
Two Exchange Square 
Central, Hong Kong.                            
                                  
http://www.lloydstsb.com.hk
 
Attention,
Thank you for giving me your time, it is of great
importance for you to take care and understand every
word which I have written down below; please be
patient and read the explanation in my email.

I am a staff of Lloyds TSB Group Plc. here in Hong
Kong attached in Private Banking Services, I am
contacting you concerning a customer and an investment
placed under our banks management; as a matter of fact
it was 3 years ago. I would respectfully request that
you keep the contents of this mail private and also to
kindly respect the integrity of the information you
come by as a result of this email. I contacted you
independently of our investigation and no one is
informed of this communication; I would like to
intimate you with certain facts that I believe would
be of interest to you.

In 2001, the subject matter; Ref: FI/TSB/958/042/0500
came to our bank to engage in business discussions
with our Private Banking Services Department. He
informed us that he had a financial portfolio of 14.37
million United States Dollars, which he wished to have
us turn over (invest) on his behalf. I was the officer
assigned to his case; I made numerous suggestions in
line with my duties as the de-facto chief operations
officer of the Private Banking Services Department,
especially given the volume of funds he wished to put
into our bank. We met on numerous occasions prior to
any investments being placed, and however I encouraged
him to consider various growth funds with prime
ratings. The favored route in my advice to customers
is to start by assessing data on 600 traditional
stocks and bond managers and 200 managers of
alternative investments. Based on my advice, we spun
the money around various opportunities and made
attractive margins for our first months of operation,
the accrued profit with interest included, stood at
this point at over 15.2 million United States Dollars,
this margin was not the full potential of the fund but
he desired low risk guaranteed returns on investments.
In mid 2002, he asked that the money be liquidated
because he needed to make an urgent investment
requiring cash payments in Europe. He directed that I
liquidate the funds and had it deposited with a firm
in Europe. I informed him that our bank would have to
make special arrangements to have this done and in
order not to circumvent due process, the bank would
have to make a 9.5 % deduction from the funds to cater
for banking and statutory charges. He complained about
the charges but later came around when I explained to
him the complexities of the task he was asking of us.
Cash movement across borders has become especially
strict since the incidents of 9/11. I contacted my
affiliate in Europe and had the funds available in
mainland Europe, I undertook all the processes and
made sure I followed his precise instructions to the
letter and had the funds deposited in a security
consultancy firm, the firm is a specialist private
firm that accepts deposits from high net worth
individuals and blue chip corporations that handle
valuable products or undertake transactions that need
immediate access to cash. This small and highly
private organization is familiar especially to the
highly placed and well-connected organizations. In
line with instructions, the money was deposited; he
told me he wanted the money there in anticipation of
his arrival from Norway later that week. This was the
last communication we had, this transpired around
February 25th 2003. In June last year, we got a call
from the security firm informing us of the inactivity
of that particular portfolio. This was an astounding
position as far as I was concerned, given the fact
that I managed the private banking sector I was the
only one who knew about the deposit, and I could not
understand why he had not come forward to claim his
deposit. 

I made futile efforts to locate him I immediately
passed the task of locating him to the internal
investigations department of our bank. Four days
later, information started to trickle in, that he was
apparently dead, a person who suited his description
was declared dead of a heart attack in Cannes, South
of France; we were soon enough able to gather more
information and the cause of death was confirmed. The
bank immediately launched an investigation into
possible surviving next of kin to alert about the
situation and also to come forward to claim his
estate. If you are familiar with private banking
affairs, those who patronize our services usually
prefer anonymity, but also some levels of detachment
from conventional processes. In his bio-data form, he
listed no next of kin. In the field of private
banking, opening an account with us means no one will
know of its existence, accounts are rarely held under
a name; depositors use numbers and codes to make the
accounts anonymous. This bank also gives the choice to
depositors of having their mail sent to them or held
at the bank itself, ensuring that there are no traces
of the account and as I said, rarely do they nominate
next of kin. Private banking clients apart from not
nominating next of kin also usually in most cases
leave wills in our care, in this case; he died
Intestate.

In line with our internal processes for account
holders who have passed away, we instituted our own
investigations in good faith to determine who should
have right to claim the estate, this investigation for
several months were futile. We have scanned every
continent and used our private investigation affiliate
companies to get to the root of the problem. It is
this investigation that resulted in my decision to
obtain your contact details and contact you, being as
a foreigner or rather non-Asian, as a potential
benefactor of the estate even if you are in no way
affiliated with this individual (the deceased).My
official capacity dictates that I am the only party to
supervise the investigation and the only party to
receive the results of the investigation. What this
means, with you being a foreigner, I have considered
the fact that our dear late fellow died with no known
or identifiable family member. This leaves me as the
only person with the full picture of what the
prevailing situation is in relation to the deposit and
the late beneficiary of the deposit. According to
practice, the firm shall by the end of this financial
year broadcast a request for statements of claim to
our bank, failing to receive viable claims they will
most probably revert the deposit back to our bank.
This will result in the money entering our bank's
accounting system and the portfolio will be out of my
hands and out of the Private Banking Services
Department. This will not happen if I have my way. 

What I wish to relate to you might be a smack of
unethical practice but I want you to understand
something; it is only an outsider to the banking world
who finds the internal politics of the banking world
aberrational. The world of private banking especially
is fraught with huge rewards for those who occupy
certain offices and oversee certain portfolios; you
should have begun by now to put together the general
direction of what I propose. There is USD$
13,991,674(Thirteen million, nine hundred and ninety
one thousand, six hundred and seventy four united
states dollars) deposited, I alone have the deposit
details and they will release the deposit to no one
unless I instruct them to do so. 

I alone know of the existence of this deposit for as
far as the finance firm is concerned, the transaction
with our deceased customer concluded when I sent the
funds to the firm, all outstanding interactions in
relation to the file are just customer services and
due process. The finance firm has no single idea of
what's the history or nature of the deposit, they are
simply awaiting instructions to release the deposit to
any party that comes forward, and this is the
situation. This bank has spent great amounts of money
trying to track the family of the deceased; they have
investigated for months and have found no family but
however the investigation has officially come to an
end. 

My proposal; I am prepared to place you in a position
whereby an instruction is given to the finance firm to
officially release the deposit to you as the closest
surviving relation/associate, and all etiquette shall
be done in accordance with the rule of law, I
certainly can guarantee you that. By the common law,
the power of bequeathing is coeval with the first
rudiments of the law, and this power has been extended
to all a man's Personal and Real estate (Personalty &
Realty). There is no ruling which prevents an
inheritance from being so exhausted by legacies as to
render it unworthy of the heir's acceptance; basically
all persons of sound mind are competent to bequeath
and devise real and personal estate, excepting
infants, with all this I would say we have the clear
advantage to carry out a smooth and perfect operation
whereby the paper work shall be coordinated in such a
way that your status as a sole beneficiary is
confirmed. Upon receipt of the deposit, I am prepared
to share the money with you in half and no more; that
is: I will simply nominate you as the next of kin and
have them release the deposit to you; afterwards we
share the proceeds 50/50.

I would have gone ahead to ask the funds be released
to me, but that would have drawn a straight line to me
and my involvement in claiming the deposit, but on the
other hand, you as a indifferent foreigner would
easily pass as the beneficiary with the rights to
claim, I assure you that I could have the deposit
released to you in a few days. I will simply inform
our bank of the final closing of the file relating to
the customer, I will then officially communicate with
the finance company and instruct them to release the
deposit to you; with these two things: all is done.
The alternative would be for us to have the firm
direct the funds to another bank with you as account
holder, this way there will be no need for you to
think of receiving the money from the firm. We can
fine-tune this based on our interactions, I am aware
of the consequences of this proposal and I ask that if
you find no interest in this project that you should
discard this mail. I ask also, that you do not be
vindictive or destructive, if my offer is of no appeal
to you, delete this message and forget I ever
contacted you; please not destroy my career because
you do not approve of my proposal. You may not know
this but people like me who have made tidy sums out of
comparable situations run the whole private banking
sector, I am not a criminal and what I do, I do not
find against good conscience, this may be hard for you
to understand, but the dynamics of my industry
dictates that I make this move. Such opportunities
only come ones' way once in a lifetime. I cannot let
this chance pass me by and I hope you understand,
because for once I found myself in total control and
face to face with my destiny. These chances won't pass
me by, I ask that you do not destroy my chance, if you
will not work with me please let me know, and hence
move on with my life, but do not destroy me; I am a
family man and this is an occasion to provide them
with new opportunities. There is a reward for this
project and it is a task well worth undertaking, I
have evaluated the risks and the only risk I have here
is from you refusing to work with me and alerting my
bank; I am the only one who knows of this situation,
good fortune will bless you and plant you into the
center of relevance in my life, let’s share the
blessing.

If you find yourself interested to work with me,
please contact me specifically, through this email
account [email protected]  if you give me
positive signals, I will initiate this process towards
a quick conclusion. It is necessary to inform you that
under no condition should you contact me via official
channels; I will simply deny knowing you and about
this project. I repeat, I do not want you contacting
me through our official lines neither do I want you
contacting me through my official email account.
Contact me only through this email address above; I do
not want any direct link between you and me. My
official lines are not secure lines as they are
periodically monitored to assess our level of customer
care in line with our Total Quality Management policy,
please observe this instruction religiously. Please,
again, note I am a family man; I happily married with
kids, I send you this mail not without a measure of
fear as to what the consequences might be, but I know
within me that nothing ventured is nothing gained and
that success and riches never come easy or on a
platter of gold, this is the one truth I have learned
from my private banking clients; do not betray my
confidence. If we can be of one accord I shall have
the pleasure of meeting you, after this task has been
completed plan a meeting.

I await your response.

Yours Sincerely,

Qin Wang

___________________________________________________________________________
--- Lock-Stock.Org ---