to answer the second part...

kepa <[email protected]>
Newsgroups gmane.comp.web.oscommerce.general
Message-ID <a9e25e4acbe78a02b584bbbefe1e505b@osCommerce-Forums>
This message was sent from: General Support
http://forums.oscommerce.com/viewtopic.php?p=228218#228218
----------------------------------------------------------------

the card can still be charged, but then you'll need to know exactly when the funds are available to the customer to do a rebilling, since they may not have enough in the account to authorize the amount again twice(remember, the amount may not be available back to the customer just yet).  For obvious reasons, this would a pain in the A$$.
lmpx.com only provides a reader for public news (NNTP) servers. It is not affiliated with the servers or forums shown here and is not responsible for the content of articles, which is written by their respective authors.