Credit Card Details & Processing

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http://forums.oscommerce.com/viewtopic.php?p=211408#211408
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On my version of OSCommerce which I recently downloaded, 2.2 MS1, if you look in the orders section of the admin, it shows you the customers' credit card details.

Firstly, is this securely kept in the database or is there something I should do to hide these?

Secondly, can I use this as a way of bypassing the online cc processing companies as the people who the shop is for already have a manual cc machine on their premises and would prefer to use that if possible?

Thanks