How to reformat text

I'm wondering if anyone is up for a challenge ?

I have records that have @CRLF in the middle of the record.  I need a way to read 
those in.  This is an example of one record:

|LastName,%-FirstName,"Address1
Address2",City,State,ZipCode,Country,,,,,,,,,,,,,Home,Home,Work,Work,Cell1,Cellular
,Fax,Fax,Email1,E-mail,Email2,E-mail,,,,,"Divorced
Died"

It's on separate lines because of the CRLF.
Excel reads it as one record.

I tried doing a FileReadLine but it reads it in as multiple lines.  I tried doing a 
_FileReadToArray but it reads it in as multiple lines also.

I'm thinking I need a couple loops to look for " and read another record if there is 
only one to build the record back together.

This is what I have so far:
Dim  $BuildRecord

Global $file_array[1]
$CSVfile = FileOpen("address 07-06-08.csv", 0)

; Check if file opened for reading OK
If $CSVfile = -1 Then
    MsgBox(0, "Error", "Unable to open address 07-06-08.csv file.")
    Exit
EndIf

; Read in lines of text until the EOF is reached
While 1
    $RawLine = FileReadLine($CSVfile)
    If @error = -1 Then
        $file_array[0] = Ubound($file_array)-1
        ExitLoop
    EndIf
	MsgBox(0, "RawLine", $RawLine)
	; Put $RawLine into $BuildRecord 
	; If " is found look for second quote
		; If second quote is not found read $RawLine
			; Replace CR with something
			; Replace LF with something
			; Add $RawLine to the end of $BuildRecord
		; Continue looking for second quote
    _ArrayAdd($file_array, $BuildRecord)
Wend

FileClose($CSVfile)

Is anyone up for the challenge?

Thank you,

Gary Kuznitz