RE: Can Honorable People Have Mortgages?

John wrote:

>Heh, very funny. Sure, you can assume I do not disagree with everyone
>in the world. And you can likely draw some typically erroneous
>conclusions from your assumptions.

It would help it if you didn't dodge facts and direct questions that poke
holes in your arguments.  We all have holes in our arguments.  I've learned
a lot arguing with Gautam, for example, because when he found holes, I
acknowledged and fixed them. You hav

So, is it possible for you to answer the direct question?  If Tom pays 5%
interest and Dick has to pay 10%, and they both find about the same
difference in interest rates from different banks, is the difference a
measure of something (specifically the risk of default) or just a
coincidence?

Dan M.