CHARSET for scandinavian character set ?

I am struggling with character sets

In my CHARSET I have the default "utf-8,iso-8859-1" but still have problems.

There are some pointers, like
http://www.mail-archive.com/[email protected]/msg06747.html

and
http://sourceforge.net/project/shownotes.php?release_id=102993
Version 3.6.0 states
HTML templates may now specify alternative character set codes. The default
HTML templates are now tagged as either ISO-8859-1 or UTF-8. UTF-8 capable
browsers will now automatically receive UTF-8 content, while browsers that
do not have UTF-8 will be gracefully downgraded to ISO-8859-1 content

I use Courier 0.44.2 including webmail, and I do not know which sqwebmail
version this correlates to. Is there a way to find out ?

- Users that writes mail in webmail can read characters properly.
- Writing with Microsoft Outlook, (Build 10.0.4510) makes proper charcters
in webmail . It states "iso-8859-1"
- But Outlook Express (6.00.2800.1158) a lot of characters that does not
make sense. It states charset="iso-8859-1"

I do know, it is a problem for Micro$oft, but may be some one has a
workaround for their problems ?

/Lars