Re: The FCIC falls apart

Lance McLain <lance-X3DuywwxauBWk0Htik3J/[email protected]>
Newsgroups gmane.music.dadl.ot
Message-ID <[email protected]>
On Dec 16, 2010, at 6:39 PM, Mike Findlay wrote:

> Whatever.  I'm tired of the bullshit meme that the housing bubble  
> was caused by lending to the poor, or "those who really couldn't  
> afford to own a house", and the first time home ownership programs.   
> There were a shitload of homes bought by well heeled folks buying  
> way more home than they should have.  And the losses on those homes  
> add up a lot faster than the homes being bought by first time home  
> buyers and "those who really can't afford to own a home".

Well, not only that, but a default on a loan is not some mysterious  
terrorist act by a debtor...it is a carefully, legally accomodated  
process in the loan contract. One that is hedged and insured for and  
prepared for with much legal documents and processes by the lenders.   
There are procedures for a default...it is the lender that has thrown  
those procedures out the window with fraud through securitization  
processes and many times outright falsifying documents.   The debtor,  
exercising his legal right to default and forfeit the property should  
not bear the blame for the fact that it was the mechanism that  
uncovered the fraud that the banks were perpertrating.

> I'm fed up with the grifters and greedheads who, having gotten  
> theirs and consolidated wealth upward, now want to keep it to  
> themselves by fraudulent and corrupt means.

via higher bonuses and tax cuts...to add insult to injury.

> I'm as libertarian as they come and accordingly I loathe govt  
> helping out the rich and powerful at least as much, if not moreso,  
> than the govt handing out money to the poor.

Well that is exactly what has happened.  The government has been  
captured by the wealthy.  Turns out the government of, by and for the  
people isn't (and probably never was).  The veil has been lifted and  
the trust has been lost.  Now it is every man for himself...and I'm  
eager to join some merry men and hide out in sherwood.

regards,
-Lance


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