Re: achieving the impossible

Congrats!
You won't believe how many papers you will have to sign at closing.   
Bring a comfortable pen.

regards,
-Lance


On Feb 23, 2011, at 7:47 PM, Karl D Swenson wrote:

> So at the ripe age of 49, I am finally poised to buy my first home.
>
>
>
> I had long since given up on the possibility.  The market was so  
> insanely high and my credit so horrible I wrote it off.  The  
> bankrupctcy in 03 wasn’t helping.
>
>
>
> My wife (we married in December) had a completely ruined credit  
> score courtesy of her ex husband and the shenanigans during their  
> divorce, so riding her coattails was out.
>
>
>
> Amazingly, she rode mine.  I was able to buy a car last summer when  
> mine was wearing out, and got a decent interest rate, so I was  
> hopeful.
>
>
>
> I found a new house up north in Marysville that were semi motivated  
> to sell, and a friend who is a realtor hooked me up with a lender  
> willing to be patient with the fine details.
>
>
>
> I ended up qualifying with my VA home loan.  The last two weeks has  
> been miserable as we prequalled, had out offer bounced around and  
> finally accepted, then had to produce document after document for  
> the lender.
>
>
>
> Finally, the call came today (on the last day our offer was good)  
> that we had been underwritten.  So we close the 21st of March.
>
>
>
> Its kinda hard to believe. I think I managed to hit the market at  
> the right time.
>
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