Re: eCommerce credit card processing.

"Johannes B. Ullrich" <[email protected]>
Newsgroups gmane.org.user-groups.jaxlug
Message-ID <[email protected]>
I would like to second Mike's recommendation. Many banks will offer CC processing for business customers, and your volume is big enough where this may be interesting. I have done it with Bank of America a few years ago, and PHP code for integration was available. I have also used Authorize.Net and the integration with either one was similar (send some XML with CC data to their web service, get the confirmation information back...) . Either can do subscriptions and such so you don't need to keep the CC number around and keep PCI pretty straight forward.

In either system, I wasn't really involved with the decision to pick either Bank of America or Authorize.Net. Personally, I liked Authorize.Net a bit better and I think they had better conditions (but this may have changed)





On Dec 16, 2011, at 4:02 PM, Mike Rathburn wrote:

> Have you consulted with your bank to see if they'd handle the processing
> directly?  At that volume it should entice, even at a fraction of one
> percent.
> 
>> -----Original Message-----
>> From: [email protected] [mailto:[email protected]]
>> Sent: Friday, December 16, 2011 3:27 PM
>> To: [email protected]
>> Subject: eCommerce credit card processing.
>> 
>> Hi Guys.
>> 
>> We have a web-based eCommerce site.  It was written in-house, a PHP app.
>> on Apache / Debian.
>> 
>> It currently uses Authorize.net for credit card transactions.  However,
> for
>> various reasons we would like to move away from them and use a different
>> processor.
>> 
>> Volume is ~$10k per day.
>> 
>> Any recommendations?
>> 
>> Thanks.
>> 
>> Regards,
>> Ozz.
>> 
> 
> 
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