Re: Buying vs renting

Ken Ganshirt <[email protected]>
Newsgroups gmane.culture.people.rohit-khare
Message-ID <[email protected]>
I’m thinking this may be apples-to-kumquats in at least a couple of ways. But the most obvious is the types of people your parents and the other couple were – in a financial sense.

If those PMQs were indeed rent-free (here in Canada they have never been), what did the other couple do with all the accommodation costs (rent versus mortgage payments, etc) they were avoiding? The fact that they were no farther ahead, financially, at retirement than you suggest speaks to a penchant for profligate spending rather than a saving ethic. In which case they would have been no better off at retirement no matter what housing choices they made over the years.

. ...ken...


From: Marty Halvorson
Sent: February 27, 2018 5:04 PM
To: [email protected]
Subject: Re: [FoRK] Buying vs renting

Despite Tom's excellent thoughts on the subject, my observation is 
this:  All the money spent renting is benefiting only the owner of the 
rental unit.

That said, if one is a vagabond, then rent.  Otherwise buy. Despite the 
banks disaster of 2007-8, property values have always gone up.

Even as a vagabond, my daughter and son-in-law (he's career Army) 
bought.  Their goal is to have a paid off house to live in when he 
retires from the Army.

I also was a vagabond, having lived in more apartments and houses than I 
can remember (getting a Q clearance to work at LANL was a bitch 'cause I 
had to list every place I'd lived for the past 20 years).  I bought and 
sold several houses in those days.  Finally got enough equity that I 
bought and paid for (no mortgage) the house I'll die in.  It's on a 
river, near enough to shopping, and places I enjoy.  So far (22 years) I 
still like living here.

Peace,
Marty

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