Where put the user home configration files

Hello, until now I was using customroot/etc/skel/dot files in order to put
configuration files for the user I put on my DVD. But it fails if the files are
too larges (because etcmfs has a fixed size as I understand).

It was a bad idea anyway because the files are in both /etc/skel and
in /usr/home/user/.

What is the best place for putting users config files for Freesbie ?
(I remembre having trouble  when I have tried to put it in
customroot/usr/home/user

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HPC
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